Insurance Assistance

Our practice accepts most dental insurance programs used by major employers.

We work with you to maximize your insurance benefits and make any remaining balance easily affordable. If you have any questions regarding your insurance benefits, please call Lana, our office manager, at 781-894-0889.

Financial Assistance

Our fees are based on the quality of the materials we use and our experience in performing your needed treatment.

Our goal is not to let expense prevent you from benefiting from the quality of care you desire and need. To facilitate this goal we have developed the following financial options:

• Major credit cards such as Visa, MasterCard, Discover, American Express, Capital One Healthcare Finance, and Unicorn are all accepted in our office.
• If your treatment totals over $1000.00 and you pay for your treatment before your appointment, you will receive a 5% discount.
• We offer affordable financing through Capital One Healthcare Finance with a fixed interest rate as low as 5.9% APR. Payments are as low as $125 per month for a $5000 treatment fee. Financing plans are available for people with a wide range of credit history. There are no application fees or prepayment penalties.
• Unicorn Financial offers several plans, including 12 & 18 month plans with no interest. No down payment is required. No application fee or prepayment penalty.
• Take advantage of HUGE SAVINGS with our COUPON SPECIALS (new patient exam special and teeth bleaching)

A Reminder About Dental Insurance

You and your insurance company have an agreement that does not involve our office. We will provide you with the best advised procedure to care for you, not based on your insurance coverage, but based on your own personal dental needs. Insurance companies don’t base your benefits on what you need; they base it on what payout they can profitably provide based on how much your employer has paid them.

If your insurance company rejects a claim and refuses to pay for a service, it is not a reflection of how important the service is. It is based on a master contract drawn up between your employer and the insurance company. If your employer is putting very little money into the dental insurance “piggy-bank”, you will have poor coverage. In this scenario, few procedures are covered – for example, just cleanings, examinations and x-rays. Usually the payment is much less than the average dentist charges for the service. Most benefits are based on a fee scale rather than a percentage of the dentist’s charge.

More expensive dental insurance policies cover a wider range of services (crowns and fillings for example) at a higher reimbursement rate.

If your insurance company refuses to pay or pays less than you think it should, you must remember that dental insurance is designed to offset the cost of your dental treatment. It is unusual for all of the charges to be paid by insurance. Our business staff at Moody Street Dental will strive to help you obtain you maximum benefits by prompt and efficient processing of your claims.

One of our main concerns in our office is to provide you with the best possible value in dental treatment. This means that we avoid patchwork treatment that would soon need to be redone. We use the finest possible materials and techniques to provide you with the greatest possible longevity. We want you to have peace of mind that your treatment has been well done.

All our payment options make it easy for you to get quality dental care at Moody Street Dental.